{"savingsCalculatorDto":{"ageNextBirthday":0,"assumptions":false,"calculationCompleted":true,"calculationError":false,"calculationErrorMessage":"","calculationResults":{"aimPercentage":100.00,"importantNotesList":[{"value":"We have made the following assumptions;"},{"value":"The savings goal amount is a nominal amount. No allowance has been made for inflation."},{"value":"We have allowed for an annual management charge of 1.35%, a regular contribution and single contribution allocation rate of 101% and no surrender penalties, all of which may change. These assumptions are based on a standard charging structure."},{"value":"A government insurance levy (currently 1%) applies to this policy. The single and regular contributions above are inclusive of this levy."},{"value":"Your monthly contributions are assumed to increase by 3% each year."},{"value":"We have assumed a gross investment return of 5.50% per annum on your savings. This is not a forecast because the value of your investment may grow at a faster or slower rate than assumed and the value of your investment may be expected to fall from time to time as well as rise."},{"value":"We have assumed that on death, encashment, partial encashment or assignment of the policy or on each 8th policy anniversary, tax is deducted on the gains made at the current rate of taxation, being 38%."},{"value":"These assumptions and figures quoted are for illustrative purposes only and are not an offer of contract."},{"value":"The information contained herein is based on Zurich Life’s understanding of current Revenue practice as at January 2025 and may change in the future."}],"premium":643.42,"premiumWarningMax":"N","premiumWarningMin":"N","projectedFund":100000,"requiredFund":100000,"requiredPremium":643.42},"initialiseError":false,"popup":0,"productId":0,"rpMax":0,"rpMin":0,"selectedPortfolio":0,"spMax":0,"spMin":0,"start":0,"toolMode":0,"toolResultId":0,"userInputCounter":0},"savingsGoal":"100000","savingsSinglePremium":"0","savingsTerm":"10"}